Loan Programs

Types of Loans

EQUITY BRIDGE LOANS

  • Up to 60%-65% LTV
  • 1-4 units, some multi-family
  • Most Commercial properties
  • 12 Mo. terms W/ 6 mo. Ext.
  • No credit report

FIX & FLIP REHAB BRIDGE LOANS

  • Up to 80% LTV
  • 100% of Rehab
  • Interest on dispersed funds only
  • 12 Mo. – 24 Mo. term
  • 1-4 Units residential Investment properties, some Multi-Family

DSCR RENTAL LOANS

  • Up to 80% LTV, 75% for cash out
  • Interest only & 30 Yr. fixed options available
  • No rehab
  • 1-4 Units residential Investment properties, some Multi-Family

BANK STATEMENT LOANS

Note: For self employed borrowers to obtain permanent financing for rental properties by underwriting your income instead of property cash flow

  • Up to 80% LTV, 75% for cash out
  • Interest only & 30 yr. fixed options available
  • No rehab
  • 1-4 Units residential investment properties, some Multi-Family

GROUND UP NEW CONSTRUCTION

  • Up to 85% LTC
  • Up to 65% Loan to after construction value (AVR)
  • 100% Construction budget
  • Interest on dispersed funds only
  • 1-4 Units, some Multi-Family

Note : Reverse Mortgages Available