WHO IS JOHN FLETCHER

A Financial Professional with Over 30 years of experience in:

• Conventional Bank Loans / Residential & Commercial
• Private Money & Hard Money Loans
• Real Estate

He Offers Fast Funding Secured by Real Estate (Nationwide)

Expert in funding projects from $200,000 to $100,000,000.

Over 30 years of experience in Conventional Bank Loans, Private Money & Hard Money Loans, and Real Estate in Hawaii and California.

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Honolua Bay (Maui) – 1969

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Types of Loans

EQUITY BRIDGE LOANS

• Up to 60%-65% LTV
• 1-4 units, some multi-family
• Most Commercial properties
• 12 Mo. terms W/ 6 mo. Ext.
• No credit report

FIX & FLIP REHAB BRIDGE LOANS

• Up to 80% LTV
• 100% of Rehab
• Interest on dispersed funds only
• 12 Mo. – 24 Mo. term
• 1-4 Units residential Investment properties, some Multi-Family

DSCR RENTAL LOANS

• Up to 80% LTV, 75% for cash out
• Interest only & 30 Yr. fixed options available
• No rehab
• 1-4 Units residential Investment properties, some Multi-Family

BANK STATEMENT LOANS

Note: For self employed borrowers to obtain permanent financing for rental properties by underwriting your income instead of property cash flow

• Up to 80% LTV, 75% for cash out
• Interest only & 30 yr. fixed options available
• No rehab
• 1-4 Units residential investment properties, some Multi-Family

GROUND UP NEW CONSTRUCTION

• Up to 85% LTC
• Up to 65% Loan to after construction value (AVR)
• 100% Construction budget
• Interest on dispersed funds only
• 1-4 Units, some Multi-Family

Note : Reverse Mortgages Available

Types of Properties

• Investor Properties
• 1 – 4 units
• Multi-Family
• Mixed Use
• Most Commercial